Fighting Terror Is Not the Same as Fighting Crime

Here's an excerpt from an interesting piece in last Friday’s Detroit News:

Dearborn man accused of providing support to Hezbollah

Paul Egan / The Detroit News

DETROIT -- A Dearborn man who has spent three years behind bars awaiting trial is expected to plead guilty in federal court Dec. 6 to providing support to the terrorist group Hezbollah.

Fawzi Mustapha Assi, 47, was stopped in 1998 while attempting to depart from Detroit Metropolitan Airport with global positioning equipment, night vision goggles and a thermal-imaging camera.

The former Ford Motor Co. engineer was released on an electronic tether soon after his arrest and fled to Lebanon. He returned to the United States and surrendered in 2004.
Assi was the first person indicted under a 1996 anti-terrorism law that made it illegal to knowingly provide money or materials to terrorists. The U.S. State Department designated Hezbollah a terrorist group in 1997.

Those who follow the Detroit-Dearborn are already aware that in most instances of criminal charges or investigations of people suspected of assisting terrorism, the favored beneficiary is almost always Hezbollah.

Hezbollah is very popular amongst the Lebanese Shia population of Dearborn. We have seen Hezbollah's supporters demonstrating openly, and vocally, in support of the Army of Allah. During one demonstration last summer thousands of Dearborn residents loudly declared Hezbollah Big Cheese Sheikh HassanNasrallah to be “Our leader!”

We've also seen a heap of examples of criminal activity intended to benefit Hezbollah, from fraudulent FBI and CIA agents, to marriage fraud, bribes paid to ICE officials, a local resident running around Hemlock Park with an AK-47, tax evasion, flight from prosecution, money laundering, mortgage fraud, and cigarette smuggling.

There are people who believe that the “so-called” war on terror is either completely non-existent, or, at best, exaggerated.

It can’t be a war, they say, because the people attacking us are not nation-states, the way Japan and Germany were in 1941.

Therefore, every act of terrorism can only be investigated and prosecuted as an individual criminal act, without regard to all the connected dots that lead to highly organized, and extremely dangerous terrorist organizations and paramilitary groups, nor to the states behind them, e.g., Afghanistan, Syria, Iran.

This rule about only going to war against nation-states seems awfully arbitrary to me.

In human history, the rise of the nation-state is fairly recent, while warfare goes all the way back. If you’ve got an army, weapons, and a will to make war on someone, then it seems right to me that that someone has a right to make war in self-defense. Whether your defending your tribe, your extended family, your kingdom, your city-state, your right to self-defense should be the same.


By the same token, those who support armies that are sworn to make war on us aren’t merely criminals. They are themselves national enemies, because they have made common cause with our country's enemies. They aren't committing their crimes to get rich, but to assist a foreign army to destroy its foes--whether the foe is our ally, Israel, or us.

Which is why money laundering for Hezbollah, or cheating on your taxes to give the proceeds to Hezbollah, or smuggling cigarettes to earn money for Hezbollah, while they are still only criminal acts, are very similar to treason, or acts of war.

Leader of Dearborn Mortgage Scam Gets 10 Years

Safi Sobh, 34, of Dearborn, convicted by a federal jury of leading a mortgage fraud conspiracy, has been sentenced to ten years in prison in by U.S. District Judge Patrick J. Duggan, and ordered to pay $1,256,579 in restitution.

Sobh’s conspiracy worked by obtaining “inflated appraisals on residential properties, created false applications and obtained millions of dollars in bank loans.”

According to the U.S. Attorney’s Office, the trial evidence

Established that between July 2002 and December 2005, Sobh led a large conspiracy that successfully corrupted the system of checks and balances lending institutions rely upon to determine how much money they can safely lend on a property, and whether a particular borrower is qualified to repay the loan. Ohio Savings Bank, Commercial Federal Bank and several other federally insured financial institutions relied upon the false representations of the conspirators and loaned millions of dollars, most of which has not been recovered. Workiong out of his realty, The Success Group, Sobh hand-picked and taught his co-conspirators how to commit these crimes. Eight indicted co-conspirators pleaded guilty to acting as corrupt loan originators, processors, appraisers, and straw buyers.

Mortgage fraud is a big problem in Dearborn for several reasons, not least of which include the destruction of property values, the deterioration of neighborhoods, and further destabilizing an already badly depressed real-estate market.

Dearborn’s mortgage-scammers are also a problem because fraud is one more source of funds that find there way to international terrorist organizations, especially, in Dearborn’s case, Hezbollah.

We see a regular pattern in the Dearborn-Detroit area of criminal conspiracies involving everything from cigarette smuggling to extortion to tax evasion to health-care fraud to mortgage fraud in which proceeds are intended for Hezbollah. Although some mortgage fraud might be motivated by nothing more than simple greed, we believe a large portion of mortgage fraud in this area (bearing in mind the large number of Arabic defendants) has its roots in Hezbollah’s bottomless need for funds.

One local blogger who posts at JihadChat, commenting this past May on the Sobh conspiracy , said “a title company officer told me Dearborn-Detroit [Wayne County] now has the HIGHEST REAL ESTATE MORTGAGE TITLE FRAUD IN AMERICA.”

She researched a recent report by the Mortgage Asset Research Institute [MARI], which she says “explains many Muslim Scams without ever saying ‘Muslim.’”:

What sort of games are Arab-Muslims (with big gas cash) playing with mortgage applications? You name it -- everything from little white lies about income or assets all the way up to what the FBI calls "air loans" that are based on completely fabricated information. The Umma never work alone. They can fabricate and falsify for each other.

The popularity of low- and no-documentation ("stated income") mortgages is also a key component of rising fraud levels, according to MARI. Sometimes referred to as "liar loans" or "NINAs" (no asset, no income verification), low-doc mortgages originally were designed for professionals and business owners with high credit scores who preferred not to lay out their confidential tax, income and investment information every time they applied for a mortgage. Typically those loans required FICO scores above 700, relatively low loan-to-value (LTV) ratios, and came with slightly higher fees or rates.

But recently, even consumers with subprime credit scores, low down payments and questionable incomes are opting for reduced documentation. Too many of these, however, turn out to be liar loans indeed, says MARI, where applicants falsify their incomes and asset information -- frequently with the help or a cooperative mortgage broker. Muslims, because of non-tax paying immigrant status, can fabricate interest in many assets or show assets owned by various family members as being owned by the applicant.

The MARI report cites this real-life example to illustrate the problem: "An officer at a Florida mortgage company applied to a second lender for two stated income loans. The applications were submitted 90 days apart. In the first application, the borrower stated his monthly income as $24,000, and in the second he said it was $30,000." When the mortgage officer was challenged about the discrepancy, he replied, "I thought that on stated income loans you could claim an income as high as necessary" to qualify for the loan amount the applicant needed. Muslims use al-Taquia in a way of being agreeable but confused when they know the actual requirements.

MARI
The most common misrepresentation and frauds in 2003-2004 related to falsehoods on applications (56 percent of all reported frauds), followed by fabricated tax returns and bank documents (33 percent -- up sharply from 23 percent three years earlier), false employment verifications (12 percent), and hoked-up appraisals (10 percent). because the Muslim sub-culture is primarily one of cash transactions funds are easily converted or diverted to bolster a financial position.

Remember this. Of over 10,000 FBI agents, only approximately 13 speak and read Arabic. How many of those are native Muslims and loyal only to umma?

There is a reciprocal relationship between Hezbollah's terrorist state-within-a-state in Southern Lebanon, and many (that's many, not all), of Dearborn's Lebanese residents: Dearborn sends Hezbollah money, and Hezbollah uses it to buy rockets to kill Jews, further Hezbollah's grip on all of Lebanon, and otherwise forward the agenda of Hassan Nasrallah (celebrated here in Dearborn as “Our Leader”), of whom so many Dearborn residents are fervent supporters.

We aren't Hezbollah's only source of money. But our contributions put us in the shady company of the likes of Iran and Syria. We'd like to see Dearborn's contributions stopped.